There is absolutely no doubt that virtually everyone who conducts business online knows Paypal, it’s the safest way to send and receive money from people of other countries; Its lets you pay for things over the Internet using your credit card or local bank account.
As at the time of writing this article, Nigeria is still among countries not allow by Paypal to received money using their platform which the reason is based known to them.
That notwithstanding, since Paypal allows sending of money, that means you can use it to pay for items on eBay, amazon and other eCommerce sites where it is accepted as means of payment. The best thing is that you won’t pay for eCurrency or exchange to fund your Nigeria account, rather you will be using the cash inside your bank or card account in Nigeria to buy anything over the internet.
So let’s get started.
To register for a PayPal account as a resident of Nigeria, Visit PayPal Nigerian homepage via https://www.paypal.com/ng and click on Signup at the top right corner of the page.
Click on “Open Account” under the “individual” section for a personal account.
Fill in all details and click on “Agree and Create Account“.
NOTE. You must get it Verified using any MasterCard or Visa card” from your local bank.
“This is very much important as without verifying, your PayPal account will be placed on a $250 limit. And verifying your account lets you spend as much as you want at any time”!
A new page opens up with a form to log in your Card details. I used my GT Bank’s Naira MasterCard to get mine verified.
You’ll be redirected to your account’s dashboard. But there are few things you still need to do…
First off, you have to activate your PayPal account by clicking the activation link sent to the mail you registered the account with. See below:
Secondly, you need to link and confirm your credit or debit card. Click on “Link and confirm credit or debit card” or “Get Verified” link in your account’s dashboard or via your email. See below:
Type in your MasterCard or Visa card details, and then click on “Continue”.
PayPal will deduct $1.95 from your card which they’ll refund in 24hrs. Now, your bank will alert you via SMS or email with a code which you’ll use in completing the final verification process. See below:
After some hours, your bank will then send you an alert SMS containing the code for final verification process. See sample below:
All you need is COPY the 4 digit number in the position that I covered mine with RED from your mail or SMS alert, login once more to your PayPal account and click on “Confirm Card” link which should appear on the right sidebar of your dashboard. Then PASTE in the 4 digits you copied from your bank alert and click on “Confirm Card”.
A congratulatory message will popup if everything CODE included was correct as sent. See below:
Below is my Nigerian verified PayPal account I for my online shopping and payment:
That’s all you need to sign up and get a verified Nigerian IP PayPal for payment or buying of virtually anything in the world where PayPal is accepted as means of payment.
Frequently Asked Questions about Nigerian IP PayPal Accounts:
Q: Does PayPal only support the GTB Naira MasterCard in Nigeria?
Ans: No, you can as well use a UBA, Zenith, Access and some others bank’s credit cards as long as it has MasterCard or Visa logo trademark.
Q: What Credit Card Types are accepted by PayPal?
Ans: PayPal supports Visa, MasterCard, American Express and Discover Debit or Credit Cards
Q: How Do I Fund My Nigerian PayPal account to make online purchases since I can’t use it to received fund at this time?
Ans: You don’t have to worry about funding your PayPal, once your local bank account connected to the card you used in PayPal verification is funded, you can then go on with your online shopping via your PayPal and whenever you make an online purchase, your linked credit/debit card (bank account) will be charged.
Q: Can I make Transfers to other PayPal Accounts?
Ans: No at this time, PayPal hasn’t enabled peer-to-peer transactions in Nigeria.
Q: Do I need a “Token Device” before I can get verified?
Ans: No, that’s not necessary.
Q: Can I add My Bank Account to Nigerian PayPal like I did in my US PayPal?
Ans: No, PayPal doesn’t offer this feature at this time for Nigerians.
Q: Can I add more than one Debit/Credit Card to my PayPal account?
Ans: Definitely Yes!
Q: Can I pay for services and shop online from sites like Amazon, eBay and Fiverr etc. with the Nigerian PayPal?
Ans: Yes, it works on all sites that accept PayPal payments.
Get yours here: https://www.paypal.com/ng if you haven’t yet.
Also, if you Feel, I Did a Great Job, Feel Free to Give Me a thumbs up for a job well-done. I’ll Really Appreciate It.